You’ve probably heard about online savings accounts and how great they are, but have you heard about online checking accounts?  Online savings account offer simplicity as well as high interest rates.  Online checking accounts offer that and more.

With the ING Direct checking account, you get a great checking account.  You can have your paychecks directly deposited into your account, get a good interest rate, and you won’t be charged high overdraft fees.

No Overdraft Fees

It’s not that Electric Orange doesn’t have any overdraft whatsoever, they just approach them much differently.  In a traditional bank with an ordinary bank account, if you use your bank card or write a check for more than what is in your account, you have to pay a high fee anywhere from $20 to $35 or more.  This is a huge cost to you.

With electric orange, if you go over your balance, you pay interest on that money as if you were borrowing it.  This means if you only went over a few dollars and you put the money back quickly, you’ll owe next to nothing.  This is called your overdraft line of credit.

Your Checks are Sent for you

Another great benefit is that you checks can be mailed or emailed for you.  You don’t have to write up checks, you just set them up through your account to pay your bills.  You can also get them delivered overnight.

You get a free Mastercard debit card that you can use for free at over 35,000 ATMs.  This means you can use your card just like any Mastercard for all kinds of purchases.  Basically, this type of checking account is just like any other.

Are you Worried about Having your Account Online?

If you are worried about the security, don’t be.  Your money is also FDIC insured just like your savings account.  Also, the ING Direct site is built with an abundance of security features to keep your money and your information safe.  That is very important.

Why should you get an Electric Orange Checking Account?

If not of these great benefits have persuaded you, then you should just give it a try.  It’s absolutely free, and if you don’t like it, you can go back to your ordinary checking account.  Sign up now because you have nothing to lose!

ING DIRECT Checking Account. Free ATMs. FDIC Insured. Open online now.